🔍 BBVA: A Legacy of Innovation & Sustainability

HG&W Review Report on BBVA
🌍 Introduction: A Global Banking Leader
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a multinational financial powerhouse headquartered in Bilbao, Spain. With operational offices in Madrid, BBVA is renowned for its robust presence across Europe, North and South America, serving millions of clients and shaping the global banking landscape.

🚀 Global Footprint & Growth
BBVA operates in over 25 countries, with a stronghold in Spain, Mexico, South America (Argentina, Peru, Colombia), and the United States.

In Latin America, BBVA is one of the largest financial groups, playing a pivotal role in economic development and financial inclusion.

💻 Digital Transformation & Innovation
Recognized as a digital banking pioneer, BBVA has heavily invested in AI, machine learning, and blockchain technologies.

It was one of the first major banks to fully embrace mobile banking, offering seamless digital experiences for customers.

BBVA’s “Open Platform” initiative allows third-party developers to integrate banking services, fostering innovation and collaboration.

🌱 Sustainability & ESG Leadership
BBVA has committed over €200 billion to sustainable financing by 2025, supporting green energy, social impact projects, and inclusive growth.

The bank is carbon neutral in its operations since 2020, aiming to extend this to its entire value chain.

Through the BBVA Microfinance Foundation, it supports over 3 million vulnerable entrepreneurs across Latin America.

📈 Financial Strength & Performance
As of 2023, BBVA reported a net profit of €6.4 billion, reflecting strong business fundamentals.

Despite global economic volatility, BBVA has maintained healthy capital ratios and strong liquidity, ensuring resilience and sustainable growth.

🏦 Legacy & Future Vision
Founded in 1857, BBVA boasts a rich legacy of over 165 years in banking excellence.

Under the leadership of Chairman Carlos Torres Vila, BBVA’s vision focuses on becoming the global digital banking leader, driving positive change through innovation and sustainability.